THE FUNDAMENTALS.

You’ve found your dream home, your offer got accepted - now what?  The only thing standing in your way between you and your keys is your closing - the funding and the paperwork! 

Here’s a brief overview of what to expect leading up to the signing:

What is a closing?

The part of your home buying process by which ownership of a property is transferred from one party to another.  Our team works behind the scenes with your lender (if the transaction is financed), both the buying and listing real estate agent, the buyer(s), the seller(s) as well as any applicable third-party municipalities to create your final closing package.  All these documents get explained and signed and our team ultimately records pertinent mortgage documents at the appropriate county Registry of Deeds.

What do I need to bring to my closing?

Buyers and sellers need to bring a valid government issued Identification document.  Most commonly, consumers bring their drivers license or passport.  Confirm with us about the form in which any money you owe should be submitted- we almost always require a certified bank check (sometimes called a cashier’s check) for your closing funds.  Also, we recommend bringing your personal check book in case there are any last minute changes.